03 · Cash Flow & Performance
Cash Flow & Treasury
Anticipate your cash needs, reduce working capital and secure your upcoming payments.
The problem
Business is running, yet cash is always tight.
Customers pay late, suppliers want to be paid fast, inventory ties up cash. Even a profitable business can run short of cash. The cause is often working capital — and it can be fixed.
This is you if…
- Month-ends are tight despite healthy activity
- Customer payment times keep getting longer
- You regularly rely on your overdraft
- You can't forecast cash beyond a few weeks
Our solution
We analyse your cash flows and working capital, build a reliable cash-flow plan and identify the actions that free up cash quickly.
- Visibility on your cash several months ahead
- Cash freed from your operating cycle
- Less pressure and lower bank charges
- Hard figures to back you up with your bank
What's included
What the engagement covers
Cash diagnostic
Inflows, outflows and recurring pressure points.
Working capital review
Inventory, customer terms, supplier terms.
Cash-flow plan
13-week and 12-month forecasts.
Collections
A reminder and follow-up process for receivables.
Supplier terms
Negotiation and optimisation options.
Short-term financing
Suitable solutions: discounting, factoring, credit lines.
Deliverables
What we hand over
Cash-flow plan
A simple forecasting tool to update every week.
Working capital review
Where your cash is tied up and how much you can free.
Costed action plan
Priority actions, ranked by impact.
Collections process
Schedule and tracking of late payments.
Process
The steps of the engagement
- 1
Conversation
We review the situation and its urgency.
- 2
Analysis
We study your flows, payment terms and inventory.
- 3
Action plan
We prioritise high-impact actions.
- 4
Follow-up
We help you keep the cash-flow plan up to date.
Pricing
A clear quote, before we start
Free quote
The first conversation and the quote are free, with no obligation. The price depends on the scope and complexity of your file. Clients outside Morocco: quotes in EUR or USD on request.
- Deliverable
- Cash-flow plan + action plan
- Indicative timeline
- 3 to 7 business days
- Pricing
- On quote
FAQ
You may be wondering…
My situation is urgent — can you act quickly?
Yes. We start with a short-term cash-flow plan to secure the coming weeks, then address the root causes.
What is working capital?
It is the money tied up in your operating cycle: inventory and receivables, minus payables. Our free calculator helps you estimate it.
Do you deal with the bank on my behalf?
We prepare the figures and your bank meetings with you. The relationship with your bank remains yours.
Is your cash flow under pressure?
Tell us about your situation: we will propose the right approach and a clear quote.